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The following items may require added clearance and processing time for title and escrow. i.e., Partnership, LLC or any other type of corporation • Are the sellers of this property non-residents of California? • Has the Statement of Information (SI) been returned to escrow? If you answered “YES” to any of these questions, please call your Progressive Title Representative.Avoid delays by providing information on your current transaction to title and escrow regarding any of the items listed below: • Establishing fact of death – i.e., Joint Tenancy • Power of Attorney • Physical inspection results, encroachments, or off-record easements known to you • Liens and judgments known to you • Child/spousal support liens known to you • Probates affecting your property • Bankruptcies affecting your property • Transfer/loans involving corporations/partnerships on your property • Last minute changes in buyers • Last minute changes in type of coverage • Recent construction • Family trusts affecting your property • Business trusts affecting your property • Property recently foreclosed Help Us Stay on Top of Your Transaction! • Are your principals exchanging (1031) this property? • Do all parties signing documents have a valid photo ID or driver’s license?
A “natural person” is a real human being, i.e, individual or family trust, etc.
The Joint Protection Policy: • Protects the buyer’s and lender’s interests under one policy • Insures the interest of both the owner and the lender, avoiding paying two premiums How Do the CLTA and ALTA/CLTA Homeowner Policies Compare?